Associate/Senior Associate Credit Risk (Job Number: 24000086)

Position: Associate / Senior Associate Credit Risk
Department: Credit Risk
Reports to: Head of Credit Risk or Other Senior Officer
Closing date: 26 January 2025

Job summary

The job holder will be primarily responsible for Management Information System (MIS) and reporting, both internal and external (auditors and Bank of Mauritius), and act as liaison with Bank of Mauritius, External Auditors and Internal Auditors. The job holder will also be required to assist other clusters in the credit department.

Key Responsibilities

• Prepare credit-related information for Management Information System (MIS) / Reporting purposes and also provide required information to other departments.
• Handle sourcing and consolidation of data from multiple sources for Management Information System (MIS) / reporting and Expected Credit Loss (ECL) computation.
• Be a contact point and provide information to auditors and regulatory body, i.e Bank of Mauritius within prescribed deadlines.
• Prepare Board Packs/and submit data regarding matters arising raised by Board, and assist in implementing credit related projects.
• Monitor the consolidated credit pipeline for approved, disbursed, undisbursed, and declined deals for relevant reporting.
• Assist in implementation, review and update internal policies/procedures/frameworks as and when required.
• Implement new reports/processes/procedures as per Audit / Bank of Mauritius recommendations.
• Analyse changes in the regulatory environment for credit-related matters and implement recommendations for management decisions.
• Prepare monthly credit risk updates for risk management committees/other committees, as required.
• Provide relevant data to other departments such as Risk department for Stress Testing exercise, and Sustainability and Corporate Social Responsibility (CSR) department for matters linked to environmental risks.
• Assist in preparation of credit paper for request for credit facilities.
• Lead and manage a team of analysts.
• Any other cognate duties that may be assigned by direct reporting line or Senior Credit Risk Manager.

Key Requirements

• Minimum Diploma in Finance, Management or Partly ACCA qualification.
• Minimum of 5 years relevant work experience in reporting, MIS, with relevant background in Credit risk.
• Proficiency in Microsoft tools, especially in Excel.
• Strong analytical, presentation, communication, organizational, interpersonal, critical thinking, and problem solving skills.
• Ability to work accurately within timescales.
• Able to adapt quickly to a constantly changing environment.
• Ability to act proactively to ensure deadlines are met.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.